The market’s a mess right now — and with stocks falling hard in April 2025, a lot of people are asking: Should I Invest In Stocks Now?
It’s a fair question. Headlines are screaming, portfolios are bleeding, and no one wants to make the wrong move.
If you want a breakdown of what’s fueling this volatility, check out my full post on the April 2025 stock market crash.
Here’s What’s Going On in the Market Right Now
We’re in the middle of a correction driven by more than just numbers. Tariff escalations, global trade tension (especially with China), and rising fears of recession have made 2025 a wild ride. The Nasdaq is down hard. Tech stocks — even AI giants like Nvidia and Amazon — are getting crushed.
Why People Are Scared to Invest Right Now
When the market crashes, fear takes over. It’s human. Nobody wants to invest at the worst possible time. But history tells us the worst days are often followed by the best — and trying to time the bottom rarely works out.
So… Should I Invest in Stocks Now?
If you’re asking whether you should dump everything into the market today — probably not. But if you’re asking whether it’s smart to keep investing consistently through this volatility, the answer is yes — through dollar-cost averaging (DCA).
There’s a classic study from Hartford Funds showing that if you missed just the 10 best days in the market over the past 30 years, your returns would have been cut in half. And here’s the kicker — those “best days” often come right after the worst ones. That’s why consistent investing beats guessing every time.
Why DCA Makes Sense in a Bear Market
In a bear market, where it feels like you’re catching a falling knife, DCA is probably your best bet. Charles Schwab ran a study comparing five types of investors: one who timed the market perfectly, one who invested immediately, one who used dollar-cost averaging, one who had the worst timing imaginable, and one who stayed in cash.
Even the investor with the worst timing beat the one who stayed in cash. DCA removes the stress of trying to time the bottom, spreads out your risk, and keeps your plan on track.
If You’re Young, You’ve Got Time on Your Side
If you’re in your 20s, 30s, or even 40s — time is your edge. Markets go through corrections, crashes, and recoveries. But over decades, they grow. Should I invest in stocks now? If you’re young and have a long time horizon, the answer is yes — stay the course and keep building.
Stocks and ETFs I’m Watching
- VTI – Total U.S. stock market
- VOO – S&P 500
- VGT – Tech sector with Nvidia, Apple, Microsoft
- SMH – Semiconductors; top-weighted in Nvidia
Key Takeaways
- Yes, the market is volatile — but downturns are normal.
- Nobody can consistently time the bottom.
- DCA is a proven strategy to keep investing through chaos.
- If you have time on your side, consistency wins.
My Final Take
I’m sticking with my plan of DCA-ing into ETFs like VTI, VGT, and SMH. This is the best way to not to try to guess or panic in this market. If prices keep dropping, I’m just buying at better valuations. That’s the beauty of consistency — it works when emotions don’t.
What About You?
Are you investing during this pullback? Waiting it out? Still wondering should I invest in stocks now? Drop a comment and share your approach — I’d love to hear how you’re thinking through this market.
And if you want honest, no-fluff market insights like this each week, join my newsletter. Stay informed, stay steady, and invest smart.
